Troy Payday AdvanceThings To Know When Searching A Payday Advance |
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State and federal truth-in-lending statutes require lenders to disclose the true cost of credit in the form of an Annual Percentage Rate (APR) prior to the actual extension of credit. However, internet payday lenders typically advertise fees as a dollar amount rather than an APR. This may be misleading to consumers in determining the actual cost of the payday advance loan. One survey of internet payday lenders found that APRs typically ranged from 300% to 500% and in one instance as high as 3,042%, Compare different loan packages and you will see that loan packages are not all alike. Some are much better than others.
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