Jacksonville Payday AdvanceThings To Know When Searching A Payday Advance |
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Here is a typical example of how a payday advance loan works: the borrower requests a loan for a short period of time, usually one to four weeks. They provide the lender with proof of employment and identification. In exchange for cash, they leave a postdated check with the lender that includes the "payday loan fee". The cost might seem low; maybe the borrower paid $115 to borrow $100 for two weeks. While this may not seem like much, if you calculate the loan cost in terms of APR (annual percentage rate) that $15 explodes to 360 percent interest. Compare different loan packages and you will see that loan packages are not all alike. Some are much better than others.
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